WebMay 11, 2024 · Application Authentication Cryptogram (AAC) — Offline decline; Card will either accept the terminal’s action analysis or decline a transaction or force a transaction … WebFeb 18, 2024 · Using a payment cryptogram for dynamic security. Payment transactions originating from the payment applets include a payment cryptogram along with a Device Account Number. This cryptogram, a one-time code, is computed using a transaction counter and a key. The transaction counter is incremented for each new transaction.
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